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Home Resources For Buyers Helpful Tips
Helpful Tips for First-Time Home Buyers
Buyer FAQs PDF Print E-mail

Buying a home can be quite a complicated procedure, and can raise many questions you may not have ever thought about. This article will cover the most frequently asked questions among new home buyers.
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Escambia County SHIP Program PDF Print E-mail

First Time Home Buyers Program

Escambia County and the City of Pensacola, Florida jointly participate in the (SHIP) First Time Home Buyers Program. This program is designed to assist low to moderate income families obtain affordable housing.

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Loan Down Payments PDF Print E-mail

What Are the Loan Down Payment Requirements?
The requirements vary, depending on the loan program. A loan from the Veteran's Administration (VA Loan) requires ZERO Down. There are also ZERO Down loans available from Fannie Mae, Freddie Mac and the Farm Home Administration (not to be confused with FHA, Federal Housing Authority). All Zero Down loans require some form of mortgage insurance.
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FHA/VA Fees Rules PDF Print E-mail

There are many rules when dealing with an FHA or VA loan. Here is a run-down of the rules regarding fees the borrower cannot pay at closing:
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Helpful Links for Buyers

  • AmeriDream Assistance ProgramsAmeriDream Assistance Programs
    A wide range of programs including homebuyer education, foreclosure prevention, building affordable homes, and providing financial support through privately-funded down payment gift assistance.
  • USA Down Payment AssistanceUSA Down Payment Assistance
    Find several types of Down Payment Assistance available from Government, Charitable, and Publicly Funded Organizations here.
  • ABC's of Real Estate MortgagesABC's of Real Estate Mortgages
    A Virtual Mortgage Library Offering Mortgage Articles and Advice Invaluable to Home Buyers

Welcome to Sellstate GCR!

We are Pensacola's REO experts. Everything you need to know about buying a foreclosure, pre-foreclosure or short sale can be found on our site.

If you are stuck in an upside down mortgage you have come to the right place. We can offer solutions that no one else can offer. A majority of the time we can even get your loan reinstated. With our state of the art technology, innovative staff, and years of experience, there is a way out. We are the premiere Loss Mitigation and REO Brokerage on the Gulf Coast.

Whether you are a first time homebuyer, seller or investor, we will produce results for you. You owe it to yourself to contact us today. We can't wait to hear from you!

Locations to Visit Us

Sellstate GCR - Pensacola, FL
5705 N. Davis Hwy
Florida 32503

Sellstate GCR - Navarre, FL
7552 Navarre Pkwy Suite 20
Florida 32566