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Home Resources For Buyers Helpful Tips FHA/VA Fees Rules
FHA/VA Fees Rules PDF Print E-mail

There are many rules when dealing with an FHA or VA loan. Here is a run-down of the rules regarding fees the borrower cannot pay at closing:

FHA FEES THAT CANNOT BE PAID BY THE BORROWER AT CLOSING:

  • TAX SERVICE FEE
  • ESCROW FEES
  • ATTOURNEY FEES
  • DOCUMENT PREPARATION FEES
  • FEDERAL EXPRESS / EXPRESS MAIL FEES
  • PHOTOCOPY FEES
  • WAREHOUSING FEES
  • ASSIGNMENT FEES
  • GENERAL COUNSEL FEES
  • DOCUMENTARY STAMPS ON THE DEED
  • AMORTIZATION FEES
  • ABSTRACT FEES
  • SATISFACTION OF MORTGAGE FEES
  • IRS 1099-B FILING FEE



VA FEES THAT CANNOT BE PAID BY THE BORROWER AT CLOSING

  • DOCUMENTARY STAMPS ON THE DEED
  • PHOTOGRAPHS
  • RECORDING FEES FOR SATISFACTIONS
  • SALES COMMISION
  • AMORTIZATION SCHEDULES
  • RECORDING ASSIGNMENT OF MORTGAGE
  • ASSIGNMENT OF MORTGAGE ENDORSEMENT
  • TERMITE,ROOFING,PLUMBING,ELECTRICAL REPORTS
  • TAX SERVICE FEE
  • DOCUMENT PREPARATION FEE
  • ATTOURNEY FEES
  • WATER ANALYSIS
  • PHONE/TOLL CHARGES-EXCEPT THOSE AUTHORIZED BY VETERAN FOR CREDIT REPORT
  • WAREHOUSING FEES
  • FEDERAL EXPRESS / EXPRESS MAIL FEES
  • PHOTOCOPY FEES
  • UNDERWRITING FEES
  • DISBURSEMENT FEES


*** THESE FEES ARE FOR INFORMATION PURPOSES ONLY AND ARE SUBJECT TO CHANGES AS ADVISED BY VA OR FHA
 

Helpful Links for Buyers

  • AmeriDream Assistance ProgramsAmeriDream Assistance Programs
    A wide range of programs including homebuyer education, foreclosure prevention, building affordable homes, and providing financial support through privately-funded down payment gift assistance.
  • USA Down Payment AssistanceUSA Down Payment Assistance
    Find several types of Down Payment Assistance available from Government, Charitable, and Publicly Funded Organizations here.
  • ABC's of Real Estate MortgagesABC's of Real Estate Mortgages
    A Virtual Mortgage Library Offering Mortgage Articles and Advice Invaluable to Home Buyers

Welcome to Sellstate GCR!

We are Pensacola's REO experts. Everything you need to know about buying a foreclosure, pre-foreclosure or short sale can be found on our site.

If you are stuck in an upside down mortgage you have come to the right place. We can offer solutions that no one else can offer. A majority of the time we can even get your loan reinstated. With our state of the art technology, innovative staff, and years of experience, there is a way out. We are the premiere Loss Mitigation and REO Brokerage on the Gulf Coast.

Whether you are a first time homebuyer, seller or investor, we will produce results for you. You owe it to yourself to contact us today. We can't wait to hear from you!

Locations to Visit Us

Sellstate GCR - Pensacola, FL
5705 N. Davis Hwy
Florida 32503

Sellstate GCR - Navarre, FL
7552 Navarre Pkwy Suite 20
Florida 32566

Sellstate GCR - Destin, FL
36008 Emerald Coast Pkwy
Florida 32541